With increased risk comes the need for reliable advice with insurance in California

30 Mar With increased risk comes the need for reliable advice with insurance in California

It has been observed that in recent years there seems to have been an increased occurrence of natural disasters. When you buy insurance in California are you aware of the risks in your area? An increase in the number of natural disasters means that more than ever, home and business owners need to make sure that they are sufficiently covered. They also need to take the necessary precautions to reduce the risks that they are exposed to.

Natural risks in California include floods, thunder storms and earthquakes, but perhaps the most obvious risk for many California residents is that posed by wildfire. This risk is not traditionally associated with spring time, but some commentators have suggested that it is becoming a year round risk due to climatic change. This may be exacerbated by the increased building in bush zones.

Assess whether your home or business is in an area of low, moderate, or extreme fire risk. Clear the area around your premises before the fire season begins and have your emergency plan in place at all times. This way you can be prepared no matter what the emergency.

However, no matter the level of your physical preparation, there is nothing like the reassurance of knowing your insurance coverage is in place and would allow you to rebuild in the event that your home was destroyed. Speak to one of our agents about insurance in California and your key risks.

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