30 Jan 5 Most Common Insurance Questions #2
Most companies have a variety of discounts to reward drivers. Safe driving or a high grade point average can help you receive some very helpful auto insurance discounts. Make sure to ask your insurance agents about these and if they have any other discounts.
Good Driver Discount: Most companies offer this discount, so if you haven’t had an accident or moving violation in the past 3 years than you are considered a good driver. As a reward, companies often times offer lower rates to good drivers.
Good Student Discount: If you have a high school or college student with a 3.0 GPA or higher, that student will be eligible for a good student discount. This discount can be a major help to parents with teenagers, whose rates are typically high!
Low Mileage Discount: The more time you spend driving, the more likely you will get into an accident. So if you drive less, your insurance company can offer lower rates. If you live far away from where you work look into taking public transportation or joining a carpool. If you already use other modes of transportation, make sure to let your agent know so he or she can properly rate your annual miles.
Other Common Discounts: Some companies offer discounts if you have been a long term customer or have your homeowner’s or renters insurance with the same company.