California Personal Insurance

Helping you protect what matters most from whatever life throws at you.

From your first home to your youngest child’s first car, the team at IBW will work hard to help you insure what matters most. Fire, theft, storms, and accidents can come out of nowhere and throw you off track. You depend on your insurance policy to help when the worst happens, not make a bad situation even worse.

With the right policy, you can breathe easy knowing your family, home, vehicle, RV, motorcycle, and everything else that matters to you are protected. At IBW, we help you find the policy that fits your needs. Our job is insurance, and your job is taking care of your family and building a life you can be proud of.

It’s not enough to have an insurance policy. You need the right kind of coverage and protection that can cover the small claim or help you rebuild from the ground up. You’ve already worked hard to get where you are, and you’ve got plenty of dreams to pursue. No storm, accident, or thief should be allowed to take it all from you.

Home Insurance: Your California homeowner’s insurance policy should take care of the busted pipe and your neighbor’s slip and fall in your hallway. A good policy offers enough coverage to handle everything from the worst devastation to the liability claim you didn’t see coming.

Auto Insurance: Driving on California highways can make you feel like you’re taking your life in your own hands. Accidents are too common. Don’t leave your medical expenses or property damage costs up in the air. The right California auto insurance coverage gets you back on the road in no time at all.

RV or Motorcycle Insurance: Whether you’ve bought an RV to go see the country or a motorcycle to get out on the open road, IBW helps you protect your investment and yourself from the worst. One bad accident shouldn’t take away all your fun.

Boat or Off-Road Insurance: You work hard, and you definitely play hard. Your toys are bigger, better, and more valuable than when you were a kid. Protecting them is absolutely necessary so one accident doesn’t ground you for life.

Life Insurance: The right life insurance policy takes care of your family well after you’re gone. Even in death, you can provide peace of mind, financial security, and a future for the people who matter most.

Flood Insurance: Your homeowner’s insurance can protect you from many calamities but the one thing it can’t help you with is a flood. When the banks overflow or a flash flood wipes out part of your home, only a California flood insurance policy will help make you whole again.

Earthquake Insurance: Standard homeowner’s insurance policies won’t cover you after an earthquake. In California, the damage from even a minor tremor is all too real. At IBW, we’ll help you find the policy that keeps you moving forward when the ground rumbles beneath your feet.

IBW works with individuals and families at every stage of life to help them take care of the people and things they hold most dear.